Selasa, 21 Agustus 2007

Top Ten Ways To Work Less And Be More Productive

By: Sergeant Carpenter

That title sounds paradoxical, but it really is a paradigm that will benefit anyone who is willing to pay close attention and take action to make it happen. The idea expressed in the title is not a pie-in-the-sky idea, and is not akin to a get rich quick scheme.

I have noticed an extreme difference in my daily productivity between times when I have organized simply by keeping a list to guide me through my day. When compared with the times I have not, I found that keeping a list greatly increased my productivity. There have been times when a simple list has empowered me to do unbelievable amounts of work in a given day, and finish early. Often I have been able to do more before breakfast with a simple list than I would often do in a whole day, without my beloved list.

Here are my top ten ways to spend less time working and accomplish more:

1. Be sure you understand and are able to verbalize to yourself why you want produce more results while working less. This may seem simple, but it is highly important, as a way to motivate you to meaningful action. To do something successfully, it must be done on purpose and with a purpose. Knowing your purpose gives you an important reason to make any task or project important enough and a high enough priority to motivate you to get with the program, and get the job done.

Maybe you want to spend less time working so you can spend more time with your family, or to finish your week early and have a long weekend. Maybe your reason is to practice a sport more often, so you can compete with greater excellence. So long as your purpose is one that gives you a reason to get more serious & take serious action and get things done, you will purposely do what is necessary to reclaim time for your personal pursuits.

2. Use a Day Timer or other Organizer: This may also sound simplistic, but it is really important. The organizer can free your mind, as it becomes your memory bank. When you diligently use it every day, for everything, you will record your thoughts, assignments, tasks, appointments, shopping lists, and other important information. in their proper places and you will be free to forget it until it's time to refer to that information. For example your shopping list and the unusual item that you may be concerned about forgetting is of no concern now, because you will rely on your shopping list when you get to the store, and not worry about it until the proper time. The organizer may be paper or electronic. I have tried both ways and both have their advantages, but I prefer the old fashioned paper variety because it is usable everywhere, anytime.I also appreciate the pop-up reminders of the electronic kind.

3. Keep a short To Do List: The To Do list can be very intimidating, mostly because so many folks put too much on it. An effective daily list should be possible and usually have only one or two mission essential tasks for any given day. This is your assignment to yourself. Be kind and don't be like congress and make unfunded or impossible requirements. You work hard and, if you are effective, you should have some time for yourself. Work and play are cyclical; You need breaks, personal time and fun time to be more productive. Too much hard work will wear you out, your effort will become counter-productive and you may even go crazy. I keep a separate "Long term" to do list that keeps me on track for weeks and months. These items don't become vitally important until I schedule them on the daily list.

4. Be punctual and arrive at work on time and get busy right away: Compartmentalize your activities. There is a time to work, and a time for recreation and down time. At work,get to work in an organized, effective and energetic manner. When it is time to play, or take a break, separate your mind from work and be rejuvenated and refreshed through relaxing endeavors. It is wise to do your coffee drinking and socializing before and after work. At work you need to be about your business so you can get business done, whether your office is next to the boss's or in your home. Adopting this personal policy alone will significantly shorten the time it takes you to accomplish the requirements of your work day. Once you have met the requirements of the day, don't dilly-dally; straighten up, set tomorrow's schedule and go use the time you saved for your personal purposes. This will also be an investment in tomorrow's productivity.

5. It is important and effective to Accomplish a major task before lunch: however don't rush it, but do it right. Finishing a significant task before early will give you the momentum of success for the rest of the day.

6. Don't be a socialite in the office: Socialize all you want in the break room or lunch room, at the appointed times, but when the time is not right, get back into the business mode and back into the office and get busy following your schedule. When you are not conducting business, you will find life is more enjoyable if you are sociable and relaxed, then when it is time to work you will be fresher and more effective. Don't be snobbish, just be professional and businesslike.

7. You can save a lot of time if you just learn how and when to say "No": It is seldom required for you to do everything that everyone asks of you. Don't be timid: Say no to unnecessary interruptions such as the inevitable social visits by co-workers. Refuse to chit-chat on the phone. Ask people to email you, so you can take control of the time and choose when to reply. If in person meetings or phone conversations cannot be eliminated, respectfully let the other person know that your you are busy and your time is limited...just let them know that you have a call to make in 5 minutes, then give them six, using the last minute to end the conversation. Question people ahead of time about the purpose of the meeting or call, and then you can take charge and set the parameters for it. Be sure and clarify the problem or reason for the contact beforehand and then ask questions to clearly and directly bring out the answer to the problem. If you are unable to help, courteously state the fact, and refer them to someone who can help and politely end the call or meeting. Your time is very valuable. Time is money...time is also life. Your and your family's well being and lifestyle depends on you getting your job done effectively. Your next sale or promotion may depend upon your ability to conduct business efficiently.

8. Control E-mail: This may challenge you, but it is vitally important. Don't let E-mail control you....you must take control of it. If you get important business email during the day, you may want to set up a special webmail account just for business and then direct all your business E-mail to that address, so you're not distracted by spam and personal email. Spam arrest is also a good program to get spam under control. Check E-mail as seldom as possible. For openers, try reducing to twice a day; just before lunch and just before quitting time. Be vicious with the delete key, then read business mail at work and read personal email after work. This tip alone can cut hours off of many a worker's time on the job. If you are in control of your own schedule, or a good negotiator with a reasonable boss, applying this tip means getting out of the office earlier; in many cases, much earlier.

9. Stop multi-tasking: With precious few exceptions, "Multi-tasking" means doing a half baked job of many things at the same time. I think It is the road to a nervous breakdown and low self esteem. When you wake up and realize that as hard as you work, you don't get anything done excellently, it has to be demoralizing. You'll profit greatly if you use the organizing tips above and take control of your work situation, then do one task at a time, until it is done well, then move on to the next one. A car accident in which someone dies would be a horrifying way to learn that you can't concentrate fully on two tasks at the same time, like driving and talking on the phone. Multi-tasking could be mostly responsible for the rampant mediocrity in today's workplace.

10. Outsource mundane tasks: There are people who make a business of helping you with mundane tasks, or tasks that you don't do well. One such business is Outsourcingsuccess dot com. Give it a try with some personal tasks first to get an idea of how it works for you. Without hiring a full time assistant or secretary, you can get good help and pay by the hour. That will free you up to tend to your more important tasks and the ones that you are strong in. Students at a local college or university who major in areas that would help you may be a good source of help, and you could help them earn a little income, too. If you prefer to go international, do a search on Your Man in India, and Brickwork, or the search on the term Virtual Assistants. Outsourcing Success has already made the connections and is ready to bridge the gap and help you get the help you need.

These tips are for real business people to get real work done effectively. The effectiveness of these tips is limited only by the extent of your willingness to use them diligently.


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Sergeant Carpenter has taught many people how to increase their performance while working less and producing more. Get a free consultation to see if Sergeant Carpenter can help you reduce work and get more done. Get your own completely unique content version of this article.

How Belief Systems Contribute To Your Success

By: Mary Wozny

What's the difference between a real estate millionaire,
and someone who is broke? It’s their “behavioral programming”

To create financial freedom in real estate, or any other business for that matter, it comes down to the software that runs your mind…your subconscious thoughts that create your beliefs about what you can achieve, what you deserve, and the habits you put into action to attain your goals in life.

As you were growing up, you may have been told, for example, that “real estate is hard”, or that “real estate is risky business”, or that “there's no such thing as creative real estate”, or that you should go out and get a "job".

Worse, you may have been told that you'd never achieve – or deserved – financial independence.

Unfortunately, those belief systems gave you a different approach to what creating financial freedom with real estate is all about, rather than the belief
systems of someone who thinks that “money is the chance to contribute” or “real estate deals are everywhere – and with the right knowledge, I can achieve financial freedom in real estate.”

The fact is, you will have much easier time investing in real estate if you believe that you deserve financial freedom because money allows you to contribute to good causes and to reach your goals.

This simple programming can truly build a successful real estate investment business for you.

Each time you find yourself having a negative thought about achieving financial freedom or real estate success, replace it with a new belief.

Only you have the power to change your sub-conscious belief systems and create a new reality for yourself.

Take action and do it today for a better future tomorrow.

Warmly,

Mary Wozny

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Mary Wozny is the author of "How to Build Your Families Million Dollar Real Estate Empire", specializing in providing quality training & information products teaching women, families, & investors how to accomplish their goals & build wealth with real estate,creatively,legally, with little risk. She is the founder of www.MillionaireRiches.com & www.VibrantHealthandProsperity.com and shows people how to be vibrantly healthy, wealthy & financially free through real estate & residual income streams

Chinese Casket Manufacturers

By: Jonathan Higgins

Chinese casket manufacturers are now producing a high quality casket, equal to or surpassing the quality of any US casket manufacturer. Unlike more mature Chinese manufacturing industries, Chinese casket manufacturers lack oversight and quality control. This can make importing caskets from China very risky. All it takes is one bad order and you could be out $30,000.

With the help of a quality control and risk management agent, you can avoid the headache and frustration of a bad experience with Chinese casket manufacturers.

Perhaps the best way to be sure that you are getting a quality product is to travel to China on your own to the casket manufacturer and inspect your order before it is shipped. This way you can have the casket manufacturer correct any mistakes before the caskets are shipped. Once your Chinese caskets arrive in the United States, it's too late. It will be virtually impossible to negotiate any refund or product replacement.

Unfortunately, most casket wholesalers or sellers do not have the time or the financial resources to travel to China every month or quarter to inspect their caskets. This is a huge expense and a massive waste of time and effort.

There are, however, casket quality control and risk management sourcing agents. Such agents will inspect your caskets for you onsite at the Chinese casket manufacturer and make them correct any quality issues before the caskets set sail for the US. A sourcing agent should live near the Chinese casket manufacturers, usually in Shanghai, so it is easy for them to travel back and forth from the factories when necessary.

Chinese casket manufacturer sourcing agents are independent experts that represent the buyer here in the United States, not the factory. However, because they eliminate the customer service burden from the factory, most Chinese casket manufacturers do not see them as a nuisance. Furthermore, Chinese casket manufacturers actually know very little about the details of quality when it comes to caskets, so they appreciate an expert casket inspector to help them increase the quality of their product.

Most Chinese casket sourcing agents charge a nominal fee, usually less than the cost of a round trip plane ticket to China to visit a Chinese casket manufacturer on your own. In addition, the best sourcing agents will also arrange world-wide door-to-door shipping for you and negotiate product replacement should a quality issue be overlooked.

It is not recommended that you import caskets on your own from Chinese casket manufacturers. It may go well once or twice, but you are bound to get a bad batch of caskets sooner or later. And once they are here in the states it is virtually impossible to do anything about it. Chinese casket manufacturers have no quality control management of their own. If you import caskets from China on your own, there will not be anyone ensuring the quality of your caskets, at all.

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Jonathan Higgins is a Chinese Casket Quality Control Sourcing Agent. Sign up for his newsletter on importing caskets from china by sending him an email at chinacaskets@aweber.com . Read another article on China Casket Manufacturers.

Visit the China Caskets website.

Tips On Choosing A Retail Space

By: Wendy Mitchell

Whether you are negotiating a deal to launch a 50,000-square-foot "big box" outlet or opening a corner deli, there are several items to consider when selecting your retail space.

That's the advice from Rick Davidson, president and COO of one of the largest commercial real estate companies in the world and a leading specialist in commercial retail leasing. Davidson says factors including lease rates, value and location affect all retail businesses, regardless of size.

Davidson's company, Coldwell Banker Commercial, offers the following tips on selecting the right space:

Consider Amenities

Look for key amenities inside the facility and in surrounding areas that offer convenience and enticement to shoppers. Things to consider include plazas, seating areas and rest rooms.

Physical Location

Things to look for-and that affect rental charges-include:

Bay Depth: the distance from the front of the store to the rear wall.

Floor Area: total square footage.

• Signage: generally, the more prominent the signage, the more landlords will ask for in rent.

"Shell" and "Skin": The shell refers to the foundation, structural support and the roof. The skin is the outer surfacing of the shell. Skin options include brick, glass or synthetic stucco.

Other factors include windows, parking, security/safety features and HVAC.


Leases

Consider which lease type is best for you. In a gross lease, the landlord provides all services and the tenant is responsible for rent only. In a net lease, the tenant pays most of the expenses. In a percentage lease, lease costs are based on a percentage of the sales/success of the site. Finally, in a ground lease, the tenant pays for "bare ground" location and is responsible for its own improvements.

Know Your Market

Learn about an area's current market conditions for retail, population levels, income and employment levels, anticipated local growth and traffic patterns, among other things. Also, make sure your business is compatible with the needs and desires of the local area-and that there are not too many other stores offering the same goods and services that you do.

Small and large businesses need to consider many of the same factors when selecting retail space.

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You Can Buy A Good Business Without Using Your Own Money For The Down-payment!

By: Dennis Lowery

"Business for Sale ! Baby-Boom Exit May Bring Glut"

That is a headline from the Kiplinger Business Resource Center. And it's true we are at the beginning of a boom (no pun intended) period for businesses owners wanting to sell there business.

Meanwhile we also see this from the business brokerage industry:

* Over 90% of the people who begin the search to buy a business fail to ever complete a purchase. They look at business for sale listings for 18 months and still never buy!

* Only 25% of business broker listings sell; 75% of the businesses do not sell!

So we have a very significant and dynamic event shaping up. More business owners than ever in history reaching a point where they need to sell, faced with people who want to buy but 90% of the time, never do!

Why do "buyers" not buy and "sellers" not sell?

I have been involved in literally hundreds of transactions over the course of my business career and I can answer this question with absolute certainty.

The answer to that question is: lack of knowledge.

Buyers that do not know how to find, evaluate, structure and negotiate transactions and business owners who do not understand how proper valuation and deal structure can help them sell their business for a fair (in some cases premium) value and with a structure that optimizes tax benefits for them.

For buyers that understand these things there will be hundreds of thousands if not millions of dollars made over the next few years as they are presented with opportunities from thousands of business owners motivated to sell their business.

You might have heard recent news about all the money being made by private equity and hedge funds by buying businesses.

Do you want to know their secret?

They can buy businesses without using any of their own money for the down-payment!

Do you want to know an even more important secret (you'll love this)?

You can too! All it takes is knowledge of financial leverage and how to apply the knowledge. You don't need a pile of your own money to buy a good small to mid-sized business (I'm talking businesses up to $10 Million in revenue ... maybe more).

Again you don't need the capital, you just need to learn how manageable leveraged transactions are done and go out and do it. Remember the big business buyers always in the news? There are hundreds, if not
thousands, of smaller business buyer success stories that happen every day that you never hear about ... setting their life up so that when they retire, it will be with a pile of money ... and all they are doing is buying businesses using other peoples money.

So if you are interested in buying your own business but think you don't have enough money ... THINK AGAIN ... and begin to study how you too can buy a good business without using your own money for the down-payment.

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Dennis Lowery has been a business owner and entrepreneur since 1983. He is a business consultant, has started up, bought and sold a number of businesses and has helped private and public companies grow through strategic acquisition. His business buying course can be found at: www.LBO-Training.com. He is President of Adducent, Inc., a Managing Director of Wilshire Capital Funding and Managing Principal of Rand-Kipling & Company

Healthcare Help For Entrepreneurs: Hsas - What They Are And Why They Work

By:Noname

If you're in business for yourself, you've probably already discovered that individual health insurance is extremely cost-prohibitive. You may think paying outrageous fees is your only option, or even that you can’t afford health coverage at all. But there is an affordable alternative – health savings accounts.

What Are Health Savings Accounts?
A health savings account (HSA) is an insurance policy that was actually designed with the self-employed and the small business owner in mind. According to Mark Baker, HSA specialist for Golden Rule Insurance Company, “An HSA is a higher deductible health insurance plan that is coupled with a tax advantage savings account.”

The Bad and Good:
• You start with a high deductible. Not an attractive feature but it gets better.

• Your high deductible results in significantly lower premiums.

• The money you save, you can keep tax-free in your HSA. When you encounter any kind of medical expense, you can use that tax-free money towards your deductible.

How it works:
Let’s say you’re in a car wreck and wind up getting saddled with tens of thousands of dollars in medical expenses:

• Even though your deductible with an HSA is high, say three thousand dollars, the money you’ve saved (tax free) in your HSA will likely cover it.

• When your deductible is met, your insurance takes over payments for its percentage of all your covered expenses. Explains Baker, "Every plan is different, but the most common scenario is that once your deductible is paid, you're covered for the remainder of the year." You can even use the pre-tax money in your account towards dental and vision expenses, or out-of-pocket costs, like filling prescriptions.

• As long as you have a Health Savings Account, that money remains tax-deferred in your account for any medical expenses you encounter. If, at the end of the year, you find you haven't spent what’s there, don’t worry — it rolls over. In fact, it can just sit there and earn interest until you do need it. Baker says his company is now paying a 4% interest rate on their clients’ HSAs.

The difference between purchasing individual healthcare and investing in an HSA is similar to the difference between renting a home and buying one. Like paying your landlord to live in his home, paying your insurance company premiums for a plan with a lower deductible means your money is gone, whether or not you ever use the policy. And buying a home means a higher up-front cost with the deposit, but lets you build equity with every payment. Just like putting money in your HSA - whether or not you use it, it's still yours. And when you do need it, it's there for you.

Your family deserves better insurance than your lucky rabbit's foot affords. If individual health care plans are out of your small business' budget range, health savings accounts may provide a very viable option, so you can have peace of mind in knowing that you're all covered... just in case.

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Entrepreneurship … A Multifaceted Adventure.

By: Terry H Hill

Entrepreneurship is a multifaceted adventure that, without a doubt, closely resembles a roller coaster ride. When you begin an entrepreneurial journey or “ride”, you are aware of the gamut of experiences, both disappointing and rewarding, that you will encounter as you undertake this challenge.

Entrepreneurial challenges are not unlike most challenges in life. Hard work, long hours, and anxious moments are just a few of the characteristics of the journey to most successful outcomes.

Reoccurring questions often roam the business mind, and---although they may be phrased in a variety of ways---are basically centered on these four primary issues: more sales, more cash, more time, and more of the “right” people.

Starting your own business is an undertaking that requires more than vision, inspiration, sweat equity, money and determination. It is a leap of faith that demands that you let go of everything that is safe, comfortable, and proven. It is getting “outside the box” in the biggest way possible.

Beginning a new business venture can be risky, dangerous, and harrowing. However, with the proper preparation, the appropriate knowledge, and the counsel of a mentor or a trusted advisor, it can be a liberating and an extremely rewarding experience.

There’s a reason why many of America’s most successful people are entrepreneurs who started their own business and then saw them take off to unimaginable heights. There’s a reason why the Horatio Algers of the world continue to inspire thousands of entrepreneurs every day. There is a reason why some of America’s greatest companies started with an idea, with meager seed capital, and with an individual who had a maniacal belief in the potential of an idea, and--- along with determination and perseverance--- saw it through to success.

However, for every success, there are hundreds of failures. The statistics are not only sobering, but downright frightening. More than half of all businesses started today will fail. The failure rate is astounding. Take a look at recent U.S. Bureau of Labor Statistics data, and this is what you will discover: After two years, across all sectors, 44 percent of all new businesses are no longer in business. After four years, 66 percent no longer exist. And, these survival rates don’t vary much by industry.

What do the statistics tell us? That most new businesses—whether they’re founded on the most brilliant idea since the theory of relativity or production of a mundane but exquisitely necessary manufacturing component—are making fatal mistakes that will ultimately lead them to bankruptcy. This much is certain. If more than half of all new ventures fail, there are lessons that are not being learned.

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Terry H. Hill is the Managing Partner of Legacy Associates, Inc. a business consulting and advisory services firm in Sarasota, Florida. He writes variety of business articles and is the author of the business desk reference book How to Jumpstart Your Business. You can contact him by telephone at 941-556-1299, email him at info@legacyai.com or to learn more about the Legacy Associates Programs and Services visit www.legacyai.com